FNB Web Banking™ | Contact First National Bank | FNB Home
Personal Banking Business Banking International Public Finance Locations About

The Portfolio combines the best of a Free Business Checking account with your choice of an interest-bearing account.

    Free Business Checking Account Includes:(1)
  • $250.00 Minimum Deposit
  • Free Direct Deposit for Your Employees
  • Free Direct Payment for Your Customers
  • Free Commercial Bill Pay
  • Free Positive Pay
  • Free Debit Business Card(2)
  • Free FNB Web Banking™ for Business
  • Overdraft Protection Options Available(3)
  • No Monthly Service Charge
  • No Monthly Minimum Balance

    Interest - Bearing Account Options Include:
    Savings Account
  • $250.00 Minimum Deposit
  • Interest Compounded Quarterly
  • Two Free Withdrawals a Month(4)
  • No Monthly Service Charge(8)
  • No Monthly Minimum Balance (8)

    Money Market Account
  • $250.00 Minimum Deposit
  • Interest Compounded Monthly
  • Tiered-Interest Bearing Account (rates subject to change)
  • Checks Imaged
  • Limited Check Writing Privileges(5)
  • No Monthly Service Charge(5)

    Money Management Fund Account
  • $50,000.00 Minimum Deposit(6)
  • Interest Compounded Monthly
  • Tiered-Interest Bearing Account (rates subject to change)
  • Limited Check Writing Privileges(5)
  • No Monthly Service Charge

    Commercial Certificate of Deposit(7)
  • $1,000.00 Minimum Deposit (Non-promotional CDs only)
  • Interest Compounded Quarterly
  • Regular 12 Month Term or More
  • Added .25 Extra Basis Points(8)
  • Fixed Interest Rate and Annual Percentage Yield (APY)
  • Convenient Automatic Renewal
  • Plus! Merchant Service Discounts.
    Visit a branch representative for details.



*Terms and conditions apply and are subject to change.
1) Transaction limitations apply. If the account has more than 400 items (an item is a deposit check, credited ACH item or a check written on the account) per month, FNB reserves the right to move the account into analysis.
2) Limit one. Additional card fee $3.00 each.
3) Subject to approval. There is a $35.00 fee for each overdraft transaction.
4) Savings additional withdrawal fee of $2.00 each after first two free withdrawals a month. Transfers from savings accounts to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar point of sale debits*.
5) Transaction limitations apply. Transfers from Money Market accounts to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle with no more than three by check, draft, debit card, or similar point of sale debits.*
6) A balance of $24,999.99 and less earns the lowest posted current interest rates available on the Money Market Account. A minimum balance of $25,000.00 must be maintained to earn the higher interest rate.
7) Deposits not allowed. Substantial penalty for early withdrawal. Rates are subject to change.
8) Applicable only with the Portfolio account.
* A debit is a preauthorized telephone, computer, automatic overdraft transfer or automated debit transaction.