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Free Checking Accountš
Free Savings Account˛
Free Bank by Phone
Free FNB Web Banking™
Free FNB ATM Transactions
Free FNB Debit Card
Free First 50 Checks
Free Personal Bill Pay
Free Direct Deposit
Free Savings Overdraft Protection Plan
No Minimum Balance
No Monthly Service Charge
Unlimited Check Writing






No monthly service charge
Other fees may apply





    1) Initial deposit of $75.00 required
    2) Initial deposit of $25.00 required.$10.00 monthly minimum transfer required from Checking into Savings required.
    3) Available to FNB customers only. Club member must be 18 years or younger. $25.00 minimum deposit required to open Piggy Bank Club Savings account.
    Other terms and conditions may apply. Account gift given at time of opening account

  • Government issued picture identification (driver’s license, passport, etc.)
  • Social security number
  • ChexSystems® verification

Visit any of First National Bank's convenient Texas locations to open a checking account today.